Offers IC cards with
various designs and materials

Since its inception in 1998, KONA I has attained
the international payment standard (EMV) based on
its IC chip operating system (COS), developed in-house,
supplying IC chips and smart cards to more than 90 countries
throughout the world. In addition to having card production
plants in Gimpo and Jincheon, the company also operates its
own design group, allowing the production and supply of cards
with the designs and materials desired by customers.

A flexible card service
platform

The KONA payment platform consists of a card service
application for actual card users and a back-end system
that carries out card issuance, approval, and settlements.
In addition to its IC payments, QR, NFC, barcode, and mobile
payment features, the platform also accommodates trans-
ferring money between accounts, credit card services,
and point top-ups. Furthermore, its ADMIN system provides
users with a convenient way to manage the status of
their card use.

Card products that
can be freely constructed

The places in which the KONA payment platform can
be used can be selected to support nationwide
coverage or to support specific regions and brands only
and a wide selection of benefits are available such as
immediate discounts, cashback, coupons, etc. In addition, each service
provider can freely select the type and limit of benefits
based on card use, designing a customized card product.
The cherry on top of all of this is that KONA Card itself offers basic and special benefits
and customer loyalty benefits along with regional benefits that enhance
the competitiveness of its credit card products.

Providing customer statistics

Meaningful statistical data is provided to identify the
consumption patterns of customers based on their payment
data. Payment information regarding each customer’s gender,
age, places of
use, and card product can be leveraged to boost
the marketing efficiency of each service provider.